For Investors

According to the International Finance Corporation, over 80% of SMEs in Africa cannot access the credit needed for them to grow. Through mobile technology and Ovamba’s secure and reliable platform, investors are now able to bridge the gap and create substantial opportunities for both sides.


For Businesses

SMEs comprise over 90% of the African economic fabric but face significant challenges when it comes to accessing quick, affordable and reliable credit. Through changing mobile technology, Ovamba’s platform is now able to help SMEs attain the crucial support that they need in order to grow.

How It Works For Business

Apply online or via your mobile

Customers apply directly online, providing key information about their company and its requirements.

Receive a decision in 48 hours

Within 48 hrs – you will receive notification if your business meets our target criteria. Ovamba supports well run and fast growing businesses that meet our ethical and social governance rules (inclusive of islamic finance rules). We perform due diligence on the business, the products, the owners and your customers.

Receive an offer based on your risk profile

Ovamba will make an offer to purchase the assets or receivables offered by the SME. These assets are then sold to you at a pre-agreed markup that is inclusive of all costs incurred and an Ovamba margin.

Mr. Madoumba


“My business turnover has doubled thanks to Ovamba’s

Mr. Madoumba Owner of a flooring
supplies business

Djami Jules


“Funds received from Ovamba enabled me to import my goods”

Djami Jules Owner of a sports store

Lenou Herve


“With Ovamba, SMEs have an opportunity to grow”

Lenou Herve Owner of an aluminium

Laeitita Sandjong


“As a young company, I quickly encountered a working
capital problem. But Ovamba helps me to pay my suppliers.”

Laeitita Sandjong Owner of an events

Ovamba on your mobile

      • Ovamba’s platform is specifically designed to make transactions as simple and as accessible as possible via your mobile. As a customer, you can apply and track progress of your funding online. As an investor, you can monitor your portfolio and stay up to date with news about your investee companies. Download the app today.